The majority of American workers — 53% in 2024 — have life insurance through their workplace, according to LIMRA. However, as the cost of living rises, most workplace life insurance policies fail to ...

Our top picks include State Farm, Ethos and Lantern.

Many employers let employees buy supplemental life insurance at group rates, usually without an exam or medical questionnaire. These policies can be a good deal if you have health issues, but healthy ...